Spearheading the shift
to digital finance

Karandaaz Digital is catalysing the financial services industry towards greater inclusion by employing cutting-edge innovations and digital solutions for social impact. Collaborating with players across the financial services ecosystem, Karandaaz aims to improve access to digital finance for low-income, rural, and otherwise excluded population segments, especially women.
Karandaaz Digital aims to work with stakeholders to facilitate the digitisation of government and other payment streams, and to support innovative digital financial service startups with a special focus on 4 areas of engagement.

29+

Digital financial service entities catalyzed and accelerated

26M+

Beneficiaries added in DFS sphere through Karandaaz supported entities

PKR

403B

Digital financial services transactions generated by Karandaaz supported entities

78M+

Volume of money digitized by Karandaaz supported entitie

6+

Disruptive technologies introduced in Pakistan

Focus Areas

Digital Public Infrastructure

Collaborating with the State Bank of Pakistan to enable digital inclusion for Pakistan’s unbanked population.
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Public Sector Engagements

Working with public sector entities such as the Securities & Exchange Commission of Pakistan, National Savings, National Bank, etc. to develop national digital platforms.
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Private Sector Engagements

Private Sector Projects unit at Karandaaz is dedicated to developing Pakistan’s private sector ecosystem through strategic grant initiatives, with the core objective of expanding access to Digital Financial Services and promoting financial inclusion of the underserved.
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Women Economic & Digital Inclusion Initiative

Karandaaz Pakistan is committed to empowering women by ensuring equitable access to digital financial services and developing gender-responsive solutions that foster inclusive financial ecosystems.
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Social Protection Interventions

Karandaaz's Social Protection Interventions focus on enhancing the reach, efficiency, and impact of vital government services.
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Research and Data Analytics

Conducting research, assessments, and experimentation to assess pricing and product adaptation possibilities for digital financial services.
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Policy & Regulation

Realising a thriving environment for promoting digital financial services through favourable policies and regulations.
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