Investing in businesses with potential
by unlocking their access to capital

Karandaaz Capital provides wholesale structured credit and equity-linked direct growth capital investments in micro, small and mid-size enterprises that have the potential to contribute to sustainable growth. and employment generation in Pakistan.

847,000+

Microfinance Beneficiaries

3,100+

SMEs Supported

PKR

233B+

Cumulative Incremental Revenue for MSME*

1M+

Jobs supported**

* Refers to cumulative incremental contribution to revenue/output of enterprises due to KRN financing.
** Refers to the cumulative total number of jobs supported by KRN financing.

Direct Investments

Direct investments focus on deploying growth capital in small and medium enterprises (SMEs) carrying potential for profitable growth and employment generation, in addition to generating risk-adjusted financial returns for Karandaaz.

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Wholesale Investments

We collaborate with a diverse network of partners—including financial institutions, listed corporations, and SPVs—to deliver innovative financial solutions. This allows us to reach a broader range of small businesses, providing them with the right mix of financial support to thrive.

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Strategic Investment

With strategic investments, we go beyond just funding. We build the foundational elements critical for creating a thriving MSME financing market in Pakistan. This ensures long-term growth for the sector by attracting additional investment options for small, impactful businesses.

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Green Investments

With sustainability at the heart of everything we do, Karandaaz promotes financing for sustainable and climate-friendly projects.

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Eligible Entities

Micro
  • Total Annual Sales

    $100,000 or less

  • Total Assets

    $100,000 or less

  • Employees

    10 or less

Small
  • Total Annual Sales

    $100,000 – $3m

  • Total Assets

    $100,000 – $3m

  • Employees

    10 - 50

Medium
  • Total Annual Sales

    $3m – $15m

  • Total Assets

    $3m – $15m

  • Employees

    50 - 300

Partners