Insights

Blockchain is a protocol that allows a peer to peer exchange of value. Value, assets, or money is exchanged using contracts in a system that promotes trust and maintains identity.
First-ever study to comprehensively examine the opportunities and challenges associated with digitising person-to-government (P2G) payments, including mandatory payments (taxes, bill payments and fines), payments for government services (fees for passport, visa), as well as co-payments for social benefits (pensions).
Prepared as part of Karandaaz Pakistan’s research on “Smartphone User Interface/Experience Design for Mobile Payments in Pakistan”, this report captures insights from digital service providers and users of these services.
Published for the first time in Pakistan by Karandaaz Pakistan, this deck brings together information from both national and international data sets and reports on financial inclusion and mobile money.
Based on over 2,000 mobile money agent interviews, the report highlights findings on the mobile money agent landscape in Pakistan covering agent profitability, transaction volumes, liquidity management and other important strategic considerations.